See which cash advance apps will actually approve you
Answer 3 questions. We'll match you with apps that are most likely to approve you.
We compared every cash advance app so you don't have to. Get up to $500 instantly with zero interest — no payday loan traps, no credit check.
Payday loans charge 300–600% APR — a $200 loan costs $260–$320 in fees. Cash advance apps like Dave and EarnIn charge zero interest. Dave's $1/month subscription on a $200 advance is effectively a 0.5% fee. The CFPB has specifically cited cash advance apps as the safe alternative to payday lending.
Ranked by Quick Cash Score — our independent rating
Up to $500 instantly, zero interest, no credit check — all for $1/month. The most advance for the least cost of any app. 500,000+ 5-star reviews.
Get Up to $500 from Dave →All apps ranked by Quick Cash Score
| App | Price/mo | Max Advance | Cash Score | Speed | Action |
|---|
Which apps have the features you need?
| Feature | Dave | EarnIn | Brigit | MoneyLion | Cleo |
|---|---|---|---|---|---|
| No Credit Check | ✓ | ✓ | ✓ | ✓ | ✓ |
| Zero Interest | ✓ | ✓ | ✓ | ✓ | ✓ |
| Instant Transfer | ✓ | Fee | ✓ | To MoneyLion | ✓ |
| Free Plan Available | ✗ | ✓ | ✗ | ✓ | ✗ |
| Gig Worker OK | ✓ | ✗ | ✓ | ✓ | ✓ |
| Credit Builder | ✗ | ✗ | ✓ | ✓ | ✓ |
| Max Advance $500 | ✓ | $1K/period | ✗ | ✓ | ✗ |
| No Direct Deposit Req. | ✓ | ✓ | ✓ | ✓ | ✓ |
Everything you need to know about cash advance apps
26 side-by-side comparisons of the top cash advance apps. Find the one that fits your situation.
All apps reviewed are FDIC-insured and follow CFPB earned-wage-access guidelines. Cashonnow.us is not a lender — we compare and recommend cash advance apps. Always read the app's terms before signing up.
Get started with our top picks — no credit check, no interest, money in minutes.
In-depth guides to getting emergency cash fast
Head-to-head breakdowns for every major cash advance app
Our editorial team independently researches, tests, and ranks cash advance apps. We evaluate fees, advance limits, transfer speed, and user experience across all major apps. We earn affiliate commissions from some links — this never influences our rankings. Learn about our methodology →